E-Commerce · Online Payments

What is the best service to process credit cards online?

Jasmine Alexander

February 9th, 2015

Best way to process credit cards online? authorize.net, square, dwolla other options? Currently looking for online options only.

Lowest costs for a startup.

Michael Brill Technology startup exec focused on AI-driven products

February 9th, 2015

Stripe or Braintree will likely be the two you get down to, no matter what you start with. Having said that, I'm sure you'll get a dozen suggestions.

Kenneth Fax Senior Technology Executive - Mobile, Wireless, Telecommunications, Healthcare, Mergers / Acquistions, Funding

Last updated on February 16th, 2017

Have you tried Braintree, as one option? Braintree is also part of PayPal.

Stuart Frederich-Smith Director of Product at PlanGrid

February 9th, 2015

I'd strongly recommend Stripe. It is really the easiest integration and allows for all of the sophisticated flows you might need (auth-only, recurring, post-transaction edits, etc.). 

Ben Sweat Director, Product at Idealab

February 9th, 2015

I'm sure others have responded with these already: Braintree, Stripe would be the two I'd look at.

Larry Mai

February 9th, 2015

I like paypal and stripe

Richard Jun Managing Partner at Bam Ventures

February 9th, 2015

HI Jasmine - Braintree and Stripe are the two with the best reporting analytics.  If you want the lowest rates then Card1 is pretty good.  Haven't found any rates that are lower.  Happy to connect you. Rich 

Monica Borrell CEO and Founder at Cardsmith

February 9th, 2015

We selected ChargeBee for ease of integration and cost with features we needed for SaaS, including coupons, multiple membership levels, etc.


February 9th, 2015

I recently went with Intuit and found both the sign up and customer service to be incredible. No fuss, no monthly charge just 15 minutes on the phone. I had paying a charge but ... that's gonna happen anywhere unfortunately.

Hope it helps,

Gary May Founder and President of Interactive Marketing and Consulting Services (IM@CS)

February 9th, 2015

Using Authorize.net for the past year and a half, TransFirst for over five years prior. All are competitive, all provide basically the same service. A little experience with Square and their backend is simple, especially the graphic displays.

No matter what you choose, you'll get a competitive product, for me the choice is around all of our business accounts, so it's about how our bank (Wells Fargo) interacts with the merchant solution.

Taylor Dondich Vice President of Engineering at MaxCDN

February 9th, 2015

I utilize Braintree.  Take a look at their ignite program which provides no fees for your first 50,000 in transactions.  Also they have extremely tight integration to accept PayPal payments.  They have a fantastically simple API that provides minimal PCI compliance needs.  Also their recurring billing is great and their support is always quick.  

I am available to assist in technical details as well.  Feel free to ask here or reach out directly.